201903.31
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Insurance Company Emails For Claims

American Integrity claimsmail@aiicfl.com AAA: 800-289-1325 Universal Property claimshelp@universalproperty.com> American Integrity: 866- 277-9871 Southern Fidelity iareports@southernfidelityins.com’; iareports@sfpcins.com; ‘iareports@capitol-preferred.com’ American Strategic: 866-274-8765 Capital Preferred Insurance iareports@capitol-preferred.com American Traditions / Modern USA: 866-270-8430 Security First ‘claims@SecurityFirstFlorida.com’ Assurant/Bankers Food: 800-423-4403 Homeowners Choice Hcpci Claims <Claims@hcpci.com> Cabrillo: 866-482-5246 Velocity Risk ‘claimdocuments@velocityrisk.com’ Capital Preferred: 800-734-4749 AAA Auto Club claims@autoclubfl.com Chubb / ACE: 866-324-8222 ASI Corp…

201903.31
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Long Term Seepage vs. Sudden And Accidental Water Damage?

Most insurance carriers have an exclusion for long term water damage. Under Exclusion of the Policy, they usually have language to deny your claim for damage caused by long term seepage. Seepage, meaning continuous or repeated seepage or leakage of water over a period of weeks, months or years. This can happen in many places…

201903.31
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25% Rule 2017 Florida Building Code 706.1.1

2017 Florida Building Code – Existing Building, Sixth Edition SECTION 706 EXISTING ROOFING [BS] 706.1 General. Materials and methods of application used for recovering or replacing an existing roof covering shall comply with the requirements of Chapter 15 of the Florida Building Code, Building, or Chapter 9 of the Florida Building Code, Residential. Roof repairs to existing roofs and roof coverings shall comply with the…

201903.28
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Claims Adjuster

in Adjuster, claim adjusters, Public Adjuster, Public Adjusters A Claims Adjuster that advocate for the insured is known and a Public Adjuster Public Adjusters Public adjusters are professional claims handler’s who advocates for the policyholder in appraising and negotiating a claimant’s insurance claim. Aside from attorneys and the broker of record, public adjusters licensed by state departments of insurance are the only…

201903.28
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What Is A Proof Of Loss?

A Proof of Loss is a policyholder’s statement of the amount of money being requested, signed to and sworn to by the policyholder with documentation to support the amount requested. It is important to understand the Proof of Loss is not the claim. A Proof of Loss can be requested by the insurer at the beginning of a…

201903.26
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Our Core Values

Experienced Public Adjusters Core Values Ethic Integrity Commitment to clients Communication Honesty Unselfishness Self-Discipline Self-Respect Accountability Dedication to Others Strong Work Ethic

201903.22
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Extensive Water Damage

Water damage can occur for a variety of reasons. Excess water in your home can come from pipes that burst or start to leak in your plumbing system, as well as from natural disasters such as hurricanes or flood. Household appliances can malfunction and cause water to accumulate in areas that might not be noticeable….

201903.21
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What is a PRV Clearance?

Post-Remediation means “after mold has been removed”. A post-remediation verification survey (sometimes called clearance testing) includes a visual inspection and moisture assessment of the construction materials that were part of the remediation work, and air quality testing inside the work area. Both are necessary to properly assess whether or not the mold remediation was successful….

201903.13
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What Is Subrogation?

When an insured collects settlement dollars from his/her own insurance company and those were settlement dollars caused by a negligent third-party, the insurance company then has the right to recover the settlement dollars actually paid to the insured from negligent third-party. Public Adjusters are not able to handle third-party litigation.