The Envirnmental Protection Agency put out this guide in 2012. Its a great resource to learn about the different type of mold.
Please click on the ling below to open the file.
https://www.epa.gov/sites/production/files/2016-10/documents/moldguide12.pdf
Where there is moisture or water creating mold you my have an insurance claim. Please call Experienced Public Adjusters for a free claim review. (407) 212-8669