201904.12
0

People’s Trust Insurance Company v. Esperanza Garcia

263 So.3d 231 District Court of Appeal of Florida, Third District. PEOPLE’S TRUST INSURANCE COMPANY, Appellant, v. Esperanza GARCIA, Appellee. No. 3D18-742 | Opinion filed January 23, 2019 Synopsis Background: Insured brought complaint for breach of contract and declaratory judgment against homeowner’s insurer after insurer determined that the scope of damages covered by the policy…

201904.12
0

Peter Johnson and Christine Johnson v. Nationwide Mutual Insurance Company

828 So.2d 1021 Supreme Court of Florida. Peter JOHNSON and Christine Johnson, Petitioners, v. NATIONWIDE MUTUAL INSURANCE COMPANY, Respondent. State Farm Fire and Casualty Company, Petitioner, v. Mariano R. Gonzalez and Rene Gonzalez, Respondents. Nos. SC01-91, SC01-321. | Sept. 26, 2002. Synopsis Insureds brought actions against property insurers that denied coverage and sought appraisals. The…

201810.01
1

Should A Court Or An Umpire Decide What Caused A Loss in Appraisal?

PEOPLE’S TRUST INSURANCE COMPANY, Appellant, v. ANDREA TRACEY and JAMES TRACEY, Appellees. First, lets explore different appraisal clause language by different carriers. Most carriers have moved toward language requiring both the insurer and the insured agree to go to appraisal. Other appraisal clauses that have common language that states, “Appraisal. If you and we fail…