People’s Trust Insurance Company v. Esperanza Garcia

263 So.3d 231 District Court of Appeal of Florida, Third District. PEOPLE’S TRUST INSURANCE COMPANY, Appellant, v. Esperanza GARCIA, Appellee. No. 3D18-742 | Opinion filed January 23, 2019 Synopsis Background: Insured brought complaint for breach of contract and declaratory judgment against homeowner’s insurer after insurer determined that the scope of damages covered by the policy…


Wind-Borne Debris

Wind-Borne Debris The Florida Building Code requires new buildings constructed in hurricane-prone regions, or high wind speed zone areas, to be designed and constructed to withstand the impact of debris carried by high winds: wind-borne debris. The high-wind speed zone areas are defined as those southern Florida counties where wind speed could be 120 mph…