201810.05
0

Florida Statute 626.8738 “Each act in violation of this section constitutes a separate offense.”

Florida Statute 626.8738 Penalty for violation.—In addition to any other remedy imposed pursuant to this code, any person who acts as a resident or nonresident public adjuster or holds himself or herself out to be a public adjuster to adjust claims in this state, without being licensed by the department as a public adjuster and appointed…

201810.01
1

FLORIDA HOMEOWNER CLAIMS BILL OF RIGHTS

627.7142 Homeowner Claims Bill of Rights.—An insurer issuing a personal lines residential property insurance policy in this state must provide a Homeowner Claims Bill of Rights to a policyholder within 14 days after receiving an initial communication with respect to a claim, unless the claim follows an event that is the subject of a declaration of…

201810.01
1

“Within 90 days after an insurer receives notice of an initial, reopened, or supplemental property insurance claim from a policyholder, the insurer shall pay or deny such claim or a portion of the claim”

Public Adjuster protects you from the carrier intentionally or unintentionally violating Florida Statutes. Florida Statute 627.70131 Insurer’s duty to acknowledge communications regarding claims; investigation.— (5)(a) Within 90 days after an insurer receives notice of an initial, reopened, or supplemental property insurance claim from a policyholder, the insurer shall pay or deny such claim or a portion of…

201810.01
1

Florida Statute 626.8738 Penalty for violation

Chapter 626  INSURANCE FIELD REPRESENTATIVES AND OPERATIONS Florida Statute 626.8738 Penalty for violation.—In addition to any other remedy imposed pursuant to this code, any person who acts as a resident or nonresident public adjuster or holds himself or herself out to be a public adjuster to adjust claims in this state, without being licensed by the…

201810.01
1

Florida Statute 626.8795 Public adjusters; prohibition of conflict of interest

Florida Statute 626.8795 Public adjusters; prohibition of conflict of interest.—A public adjuster may not participate, directly or indirectly, in the reconstruction, repair, or restoration of damaged property that is the subject of a claim adjusted by the licensee; may not engage in any other activities that may be reasonably construed as a conflict of interest, including…

201810.01
0

Insurer Must Provide 48 Hours Notice

Florida Statute 626.854 “Public adjuster” defined; prohibitions.13) A company employee adjuster, independent adjuster, attorney, investigator, or other persons acting on behalf of an insurer that needs access to an insured or claimant or to the insured property that is the subject of a claim must provide at least 48 hours’ notice to the insured or claimant, public…

201809.22
0

FLORIDA CHAPTER 624 INSURANCE CODE: ADMINISTRATION AND GENERAL PROVISIONS

TITLE XXXVII INSURANCE CHAPTER 624 INSURANCE CODE: ADMINISTRATION AND GENERAL PROVISIONS PART I SCOPE OF CODE (ss. 624.01-624.27) PART II DEPARTMENT OF FINANCIAL SERVICES (ss. 624.302-624.34) PART III AUTHORIZATION OF INSURERS AND GENERAL REQUIREMENTS (ss. 624.401-624.490) PART IV FEES, TAXES, AND FUNDS (ss. 624.501-624.523) PART V KINDS OF INSURANCE; LIMITS OF RISK; REINSURANCE (ss. 624.601-624.610)…

201809.18
0

Florida Statute 626.8795 Public adjusters; prohibition of conflict of interest

Florida Statute 626.8795 Public adjusters; prohibition of conflict of interest.—A public adjuster may not participate, directly or indirectly, in the reconstruction, repair, or restoration of damaged property that is the subject of a claim adjusted by the licensee; may not engage in any other activities that may be reasonably construed as a conflict of interest, including…

201809.18
0

Public Adjuster License Needed To Assist With Claims

Industry Warning: Contractors Public Adjuster License Needed To Assist With Claims Sometimes contractors attempt to help victims of disasters by offering assistance with their insurance claim. If they do so they may illegally be engaging in the practice of public adjusting without being properly licensed by the Department of Financial Services. The definition of a…