201903.09 0 Experienced Public Adjusters Has A Successful Track Record Of Maximizing Settlements for Chubb Masterpiece Policyholders! in Public Adjusters Experienced Public Adjuster has extensive knowledge and experience in adjusting and reaching a maximum pre-loss condition settlement for Chubb Masterpiece Policyholders. Knowing the current court precedents in Florida, understanding all Florida Statutes pertaining to property damage, and understanding the language of the Chubb Masterpiece Policy is essential in protecting a policyholder so they are paid fairly. We have reached insurance claim settlements with Chubb in excess of 600% of their original offers. What are some benefits of a Chubb’s Masterpiece Policy? Their definition of “Reconstruction Cost” means the lesser of the amount required at the time of loss to repair, rebuild, at the same location, your house or any other permanent structure, using like design, and materials and workmanship of comparable kind and quality. They word is of “like design” and “materials” and “workmanship” of comparable “kind and quality” Some Chubb Masterpiece policy holder elect for the Extended Replacement Cost. “If the payment basis is extended replacement cost, we will pay the reconstruction cost. If the reconstruction cost of your house exceeds the amount of coverage for your house as shown in your Coverage Summary, we will pay up to 50% more than this amount of coverage if necessary, for the reconstruction cost. If the reconstruction cost of other permanent structure exceeds the amount of coverage for other permanent structures as shown in your Coverage Summary, we will pay up to 50% more than this amount of coverage, if necessary, for the reconstruction cost.” These policies are issued by: Federal Insurance Company a stock insurance company incorporated in Indiana.