What is a Civil Remedy Notice?

A Civil Remedy Notice specifically in the State of Florida is a tool used on 1st party property claims by the insureds or policyholders that is filed by an attorney to begin the process of filing a lawsuit against the insurance company. It will allege that the insurance company during an insurance claims process has violated certain bad faith statutes. A Civil Remedy Notice is filed by an Attorney on behalf of the insured and submitted to the Insurance Company and The Department of Financial Services. It is intended to meet legal requirements provided in Florida Statute 624.155. This Florida Statute lays out the requirement to submit this Civil Remedy Notice 60 days before bringing an action against the insurance company. The insurance company has 60 days from the filing to respond to the alleged bad faith allegations to attempt to cure or deny the alleged acts.