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What is Xactimate and why do most insurance companies use it?

What is Xactimate and why do most insurance companies use it? Does it vary its estimates based on specific cities costs or contractor prices after a storm?


In 1986 Xactware opened for business with its new estimating system called Xactimate. Xactimate helped contractors and insurance adjusters estimate repairs much faster and more accurately than they ever could before and has become an industry standard for adjusters and contractors. This software does not account for inflated contractor pricing during and after a natural disaster. There is nothing wrong with getting a comparison estimate in your local market from a licensed general contractor. For example, it may be more expensive to hire a contractor in Naples, FL then it would be to hire a contractor to do the same work in Groveland, Florida.

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