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If I deposit my initial settlement check does that mean I am accepting the amount and my claim is closed?

If I deposit my initial settlement check does that mean I am accepting the amount and my claim is closed?
 
This is a great question. In almost every insurance claim you can deposit the check and it does not mean that you are agreeing to the settlement. You still have the right to request additional money for damages that were not covered. If you feel you were underpaid you should definitely call one of our Experienced Public Adjuster for a free claim review. (407) 212-8669
 
However, there are specific Insurance Companies who will try to be unethical by putting small print on the back of your check. This language they will attempt to use will say that you agreed to the settlement offer. Always look at the check in its entirety before depositing. In our opinion this is a completely unethical business practice. And if you make a mistake and deposit a check with this language we recommend you consult and attorney.
 
The language will usually will state something like this on the back of the check.
 
“ENDORSEMENTS”
 
“The endorsement of this draft by payee(s) constitutes a receipt and release in full settlement for the claim or item mentioned in the draft.”