201809.22 0 Loss of Rental Income in Loss of Rent, Loss of Rental Income Loss of Rental Income Coverage is available on specified policies written for people that buy homes and rent them out. They typically never have coverage for personal property. Rent loss insurance provides income to a landlord when their rental property become uninhabitable through no fault of the landlord. This means it has to also be a covered loss included in the policy that caused the home to be uninhabitable. This coverage usually extends until reconstruction is complete and may allocate time to allow for the property to be rented again.