A public adjuster is a professional claims handler who advocates for the policyholder in appraising and negotiating a claimant’s insurance claim. Aside from attorneys and the broker of record, public adjusters licensed by state departments of insurance are the only type of claims adjuster that can legally represent the rights of an insured during an insurance claim process. A public adjuster will be most beneficial when it is clear that the insurer will pay the claim and the only issue is the proper identification and valuation of the loss. Most public adjusters charge a percentage of the settlement. Primarily they appraise the damage, prepare an estimate and other claim documentation, read the policy of insurance to determine coverage’s, and negotiate with the insurance company’s claims handler.
A public adjuster is a representative of the policyholder who advises, manages, and submits a claim to the policyholder’s insurance company.
Straight forward and to the point, fires and other perils can cause dramatic damage to a home. Damage can occur not just from the flames but from the smoke too. These claims should be estimated using a fine-tooth comb as to make sure every dollar is accounted for within the claim.
If you’re looking for the best help with your insurance claim, give our team at Experienced Public Adjusters a call. You can schedule your free consultation and damage inspection with a skilled Orlando Public Adjuster by calling our team at (407) 212-8669.
We’re here to help with your claims, contact us today!