Public Insurance Adjuster

A public insurance adjuster is a professional claims handler claims adjuster who advocates for the policyholder in appraising and negotiating a claimant’s insurance claim. Aside from attorneys and the broker of record, public adjusters licensed by state departments of insurance are the only type of claims adjuster that can legally represent the rights of an insured during an insurance claim process. A public adjuster will be most beneficial when it is clear that the insurer will pay the claim and the only issue is the proper identification and valuation of the loss. Most public adjusters charge a percentage of the settlement. Primarily they appraise the damage, prepare an estimate and other claim documentation, read the policy of insurance to determine coverage’s, and negotiate with the insurance company’s claims handler.

A public insurance adjuster is a representative of the policyholder who advises, manages, and submits a claim to the policyholder’s insurance company.

When to hire a Public Insurance Adjuster?

  1.      When suffering a loss is it is always the right time to contact a Public Adjuster. They will at least come out and provide a free claim review and provide you with guidance. Then you can make an informed decision that I think you will find is that hiring one is the right decision.
  2.     A Florida Public Adjuster is licensed by The Department of Financial Services and is there to help you document the loss, provide guidance and expertise, meet with the insurance adjusters, engineers, building consultants that will come out paid for by the carrier of course to determine how much you should be paid. A public adjuster fights for you and understands what’s required under Florida Statutes and will understand the language, coverage’s and exclusions within your policy. Public Adjuster are your advocate and work for you to help you reach the maximum settlement the carrier should be required to pay for the damages you suffered.
  3.     Insured’s suffer grief and emotional trauma not to mention do not have the time or expertise to manage the claim’s process to make sure they are getting a fair settlement. Losses can be traumatic to a family or an insured and to have a profession Public Adjuster take the burden off of them providing emotional and stress relief is reason enough.

Call us today! Experienced Public Adjusters (407) 212-8669