Public Adjuster Claim Representation – How It Works

Public adjusters are professional claims handler’s who advocate’s for the policyholder in appraising and negotiating a claimant’s insurance claim. Aside from attorneys and the broker of record, public adjusters licensed by state departments of insurance are the only type of claims adjuster that can legally represent the rights of an insured during an insurance claim process. A public adjuster will be most beneficial when it is clear that the insurer will pay the claim and the only issue is the proper identification and valuation of the loss. Most public adjusters charge a percentage of the settlement. Primarily they appraise the damage, prepare an estimate and other claim documentation, read the policy of insurance to determine coverage, and negotiate with the insurance company’s claims adjuster.

  1. Evaluate the claim
  2. Determine or Verify the cause of loss
  3. Send the insurance company a Letter of Representation
  4. Look over policy coverage’s and endorsements
  5. Advise the client of what is available within the policy to recover
  6. Document all the damages
  7. Meet all Insurance Carrier Adjusters and Experts onsite
  8. Handle all communication onsite, through email, and through phone conversations.
  9. Prepare and estimate of the damages and submit them to the carrier
  10. Negotiate a Fair Settlement
  11. Ultimately the goal is to put them back in their home or business in pre-loss condition.

Call and Experienced Public Adjuster Today. Contact Us! (407) 212-8669

Orlando Corporate Headquarters

1215 Mt Vernon Street
Orlando, FL 32803
Phone: (407) 212-8669

Orlando Public Adjuster Office

1780 Welham Street
#158
Orlando, FL 32814
Phone: 407 227-1963

North Carolina Headquarters

1728 Meadow Mountain Estate Road
Franklin, NC 28734
Open Hours: Mon-Sun 24 Hours
Phone: 407-212-8669
SMS Text: 407-212-8669

Downtown Orlando Executive Office

121 S Orange Ave Suite 1551
Orlando, Florida 32801
Open Hours: 24 Hours/7 Days A Week
Phone: 407-329-5070
Fax: 800-541-3494

South Carolina Public Adjusting Office

6731 Blue Heron Blvd Suite 101
Myrtle Beach,, South Carolina 29588
Open Hours: 24/7
Phone: 407-212-8669
SMS Text: 407-227-1963
Fax: 800-541-3494

Tampa Public Adjuster Office

625 E. Twiggs Street Suite 1004
Tampa, FL 33602
Open Hours: 24/7
Phone: 407-212-8669
SMS Text: 407-227-1963
Fax: 800-541-3494