Pre Disaster Planning

Pre Disaster Planning

Hurricanes Hurricanes are massive storm systems that form over warm ocean waters and move toward land. Potential threats from hurricanes include powerful winds, heavy rainfall, storm surges, coastal and inland flooding, rip currents, tornadoes, and landslides. The Atlantic hurricane season runs from June 1 to November 30. The Pacific hurricane season runs May 15 to…

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Risk Management

Risk Management

In our complex, competitive, and global business environment, risk management is a necessary and critical function for a company’s survival. Risk analysis identifying the perils an organization is exposed to, as well as the placement of the proper insurance coverage to cover losses from these perils when the unexpected happens, is as important as product…

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Builder Risk and Construction Delay

Builder Risk and Construction Delay

Builders risk insurance is a little known form of property insurance to the general public but plays a very important function in our economy. Little to no new construction, remodeling, or renovation of real property would be done without this unique and often complicated insurance coverage. Banks and other lenders would not make construction loans unless…

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Appraisal and Mediation

Appraisal and Mediation

The Appraisal Process When policyholders and insurance companies have a disagreement regarding the cost of repairing or replacing damaged property, it can be quite frustrating, especially for the policyholder, who often feels he has no choice but to settle for the amount offered by the insurance company. Whether by design or not, the insurance companies…

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Fire & Smoke

Fire & Smoke

For a homeowner, one of the most traumatic disaster occurrences is facing fire damage and smoke damage. Fires can are not to take lightly and you should contact the property authorities at the first sign of fire and smoke. First, you need to get out of the home as fast as possible and then call…

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Hurricane & Wind Damage

Hurricane & Wind Damage

Hurricane Damage & Wind Damage Claim A Hurricane commonly called a tropical cyclone is a rapidly rotating storm system characterized by a low-pressure center, a closed low-level atmospheric circulation, strong and high speed winds, and a spiral arrangement of thunderstorms that produce heavy rain. Depending on its strength and location, a tropical cyclone is referred to by different names, including hurricane, typhoon, tropical storm, tropical…

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Plumbing Leaks

Plumbing Leaks

Plumbing issues and Pipe leaks Water damage can occur for a variety of reasons. Excess water in your home can come from pipes that burst or start to leak in your plumbing system, as well as from natural disasters such as hurricanes or flood. Household appliances can malfunction and cause water to accumulate in areas…

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Commercial Loss

Commercial Loss

Commercial property loss claims can be extremely different then a residential home claim. You need to have the right experienced public adjuster to handle your claim. If your business has suffered a catastrophic loss, your focus is typically on maintaining operations and making important recovery decisions. The claims process is time consuming and extremely difficult…

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