Hail Damage

Florida is known for having massive hail storms that cause severe damage to property throughout the State during many seasons of the year. Hail is a form of solid precipitation. It consists of balls or odd shaped lumps of ice, each of which is called a hailstone.Hail is possible within most thunderstorms as it is produced by a dense, towering vertical cloud, forming from water vapor carried by powerful upward air currents.. These vertical clouds can form alone, in clusters, or along cold front squall lines. These clouds are capable of producing tornadoes and other dangerous severe weather, such as lightning. Hail formation requires environments of strong, upward motion of air with the parent thunderstorm (similar to tornadoes) and lowered heights of the freezing level..

Hailstones generally fall at higher speeds as they grow in size, though complicating factors such as friction with air, melting, wind, and interaction with rain and other hailstones can slow their descent through the atmosphere. Severe weather warnings are issued for hail when the stones reach a damaging size, as it can cause serious damage to residential homes and commercial buildings. It is common in Florida for them to do severe damage to barrel clay roof tiles, barrel concrete roof tiles, asphalt shingled roofs, windows, gutters, air conditioning units, pool enclosures, skylights and much more. Not to mention the damage to your roofs in most cases can cause water leaks inside your home and cause water damage and possible mold if not handled immediately. If a hail storm occurs in your area there are many sites you can search to see the size of the hail that was reported in your area. Most people will commonly use a search engine and simply search for the last reported hail storm in their area an it will tell you the size of the reported hail.

If you suspect that a hail storm has possibly damaged your home, or you have visible signs of damage then you should have an Experienced Public Adjuster come out and assess the damage to see if you have a possible insurance claim. An Experienced Public Adjuster will not only inspect your home but will go over your policy with you and explain your deductible and coverage’s. This will allow you the opportunity to make an informed decision about filing a claim against your business insurance or homeowner’s insurance policy. If you decide to file a claim an Experienced Public Adjuster is there to help you document the loss, take photographs, provide guidance and expertise, meet with the insurance adjusters, engineers, building consultants that will come out paid for by the carrier of course to determine how much you should be paid. A public adjuster fights for you and understands what’s required under Florida Statutes and will understand the language,coverage’s and exclusions within your policy. Public Adjuster’s are your advocate and work for you to help you reach the maximum settlement the carrier should be required to pay for the damages you sustained. In our opinion it is always best to call a public adjuster before you call in a claim. That way you know exactly how the claim should be handled from start to finish to reach a fair settlement. Please call Experienced Public Adjusters today for a free claim review at (407) 212-8669 or submit your information on our contact form and you will be contacted back immediately by one of our Experienced Public Adjuster.