There are many different types of adjusters. A large number of people do not know what they need when they need help. So a common search in google is for an “adjuster claims.” There are independent, desk, field, carrier, claims, private, and public. There are many other names used for adjuster that have completely different functions. The only adjuster that advocates for the homeowner or business owner is a Public Adjuster. It is very common for people to have no idea what a Public Adjuster is and that we even exist.
A public adjuster is a professional claims handler who advocates for the policyholder in appraising and negotiating a claimant’s insurance claim. Aside from attorneys and the broker of record, public adjusters licensed by state departments of insurance are the only type of claims adjusters that can legally represent the rights of an insured during an insurance claim process. A public adjuster will be most beneficial when it is clear that the insurer will pay the claim and the only issue is the proper identification and valuation of the loss. Most public adjusters charge a percentage of the settlement. Primarily they appraise the damage, prepare an estimate and other claim documentation, read the policy of insurance to determine coverage, and negotiate with the insurance company’s claims handler.
A public adjuster is a representative of the policyholder who advises, manages, and submits a claim to the policyholder’s insurance company.
Public Adjusters are representative of the policyholders who advise, manage and submits a claim to the policyholder’s insurance company.
Call an Experienced Public Adjuster today for a free claim review. We are Expert Adjusters in our field.