A public insurance adjuster is a professional claims handler claims adjuster who advocates for the policyholder in appraising and negotiating a claimant’s insurance claim. Aside from attorneys and the broker of record, public adjusters licensed by state departments of insurance are the only type of claims adjuster that can legally represent the rights of an insured during an insurance claim process. A public adjuster will be most beneficial when it is clear that the insurer will pay the claim and the only issue is the proper identification and valuation of the loss. Most public adjusters charge a percentage of the settlement. Primarily they appraise the damage, prepare an estimate and other claim documentation, read the policy of insurance to determine coverage’s, and negotiate with the insurance company’s claims handler.

A public insurance adjuster is a representative of the policyholder who advises, manages, and submits a claim to the policyholder’s insurance company.

When to hire a Public Insurance Adjuster?

  1.      When suffering a loss is it is always the right time to contact a Public Adjuster. They will at least come out and provide a free claim review and provide you with guidance. Then you can make an informed decision that I think you will find is that hiring one is the right decision.
  2.     A Florida Public Adjuster is licensed by The Department of Financial Services and is there to help you document the loss, provide guidance and expertise, meet with the insurance adjusters, engineers, building consultants that will come out paid for by the carrier of course to determine how much you should be paid. A public adjuster fights for you and understands what’s required under Florida Statutes and will understand the language, coverages and exclusions within your policy. Public Adjuster are your advocate and work for you to help you reach the maximum settlement the carrier should be required to pay for the damages you suffered.
  3.     Insured’s suffer grief and emotional trauma not to mention do not have the time or expertise to manage the claim’s process to make sure they are getting a fair settlement. Losses can be traumatic to a family or an insured and to have a profession Public Adjuster take the burden off of them providing emotional and stress relief is reason enough.

Our staff works in conjunction with engineers, accountants, lawyers and other experts to make sure to get you the maximum compensation for your damages. Our dedicated team of professionals is here to alleviate the burden associated with the insurance claim process. We enjoy working with our customers and look forward to meeting with you. We understand that time is a critical factor for all of us.

It’s vital to know what we do and how we’re unlike other insurance company adjusters. When you file a claim with your insurance provider, you must follow strict rules and regulations in order to get your claim approved. Insurance company adjusters work on behalf of the insurance provider and will do everything they can to make sure that they are working in the insurance company’s best interest. When you file a claim with an expert public adjuster, however, we work on your behalf. We understand the complex rules and regulations and are able to cut the Gordian knot to get most cases accepted and resolved quickly. We follow through on claims from start to finish, and have experience doing it. We’re easily available for your questions before and after you begin working with us.

While no one ever wants anything bad to happen to their home or business, it’s important to know what to expect and who you should contact first to make your home safe, secure, and repaired. We’re always available for you and handle the claim from start to finish. Because we understand the value of your home, we go above and beyond to settle your claims quickly and easily, so you can get back to feeling safe and secure with your loved ones. You can always count on us, when you need help.

About Us:

  • We Work with you from Start to Finish.
  • We Handle Most All Claims – Big or Small.
  • We Are Florida State Licensed, and Bonded and Insured.
  • We Work on Your Behalf – Not The Insurance Provider.
  • We Provide More Assistance in Your Time of Need

 Various Claim Types We Handle

Straight forward and to the point, fires and other perils can cause dramatic damage to a home. Damage can occur not just from the flames but from the smoke too. These claims should be estimated using a fine-tooth comb as to make sure every dollar is accounted for within the claim.

Water Damage/ Pipe Leak/ Flood

A simple leak under the sink, refrigerator or dishwasher leak, to a pipe break under the slab.  We handle all types of water damage and plumbing leaks to homes.  No water leak is too small to inquire about.  These claims must be handled urgently, and the necessary steps should be taken to maximize this type of claim.

If you’re looking for the best help with your insurance claim, give our team at Experienced Public Adjusters a call. You can schedule your free consultation and damage inspection with a skilled Orlando Public Adjuster by calling our team at (407) 212-8669.

We’re here to help with your claims, contact us today!

Call us today! (407) 212-8669